Digital lenders and microfinance
Confirm a borrower's home or business before you disburse, and know where to find them if repayments stop.
The same link, API and certificate work for any product that needs to know where a customer really is. You choose the level each product needs.
Status: AdresX is in closed beta and pilots are being arranged. Nothing on this page describes a live customer.
Confirm a borrower's home or business before you disburse, and know where to find them if repayments stop.
Offer higher limits after a customer proves where they live, without asking for paper documents.
Check that the insured property is where the customer says it is before you quote or pay.
Verify that each agent outlet exists at its stated location, and catch outlets that do not.
Send cards to an address you have checked, and stop returns and re-issues.
Keep a signed record of a customer's verified location when you need it later.
A low-risk product can accept a quick link check. A higher-risk product can require the AdresX app, repeated check-ins or an agent visit. The levels are the same everywhere, so your risk team sets the rule once. See the levels.
Most teams start with the hosted link, which needs no mobile development. Add webhooks when you want to be notified instead of polling. Details for developers are on the banks page, and the same API applies.
Write to enterprise@agxii.org.ng.